Tips from the Experts

by | Dec 9, 2019 | Arts & Life, Entertainment, Featured, Uncategorized

By Nicole Murphy

Erin Skye Kelly Get the Hell out of Debt Money Coach Life Coach

Erin Skye Kelly

Erin Skye Kelly helps people transform different areas of their life they may be struggling with including health, relationships and, of course, money.

“Money is not a math equation problem it is a psychological problem,” said Kelly.

Kelly has gone through being overwhelmed with consumer debt and the feeling of helplessness around money. She understands and has overcome this challenge. Now after over a decade of teaching her course called Get the Hell Out of Debt, she has helped others pay off millions of dollars in consumer debt.

Kelly’s Best Tips for Becoming Financially Healthy:
Make sure to be doing a budget and calculating your net worth every month.
Do your budgets by hand at first. The first six at least will feel very hard so keep going. It takes many years to get good at budgeting and having it feel comfortable. As far as net worth, even if you are in debt start there and slowly increase your worth by at least one dollar a month. Erin Skye Kelly has a net worth excel sheet you can download at

Get in the practice of paying yourself first.
Before paying your bills, debt off and so on, put a percentage of your money away into savings. You spend what you have, so changing your mindset and paying yourself first will help shift your habits and paradigm around money.

Hangout with like minded people
Create a group of friends that value good money habits and want to learn and grow in this area. If you are hanging out with over spenders, chances are you will also over spend. Start chatting with your friends and hold each other accountable with a budgeting club.

Biggest Money Mistakes
Getting into the cycle of paying off your credit and then using it up again.

Biggest Money Misconception
You get ahead using points. These point systems are designed to make money off of you.

Book Suggestions
The Millionaire Next Door by Thomas J. Stanley Ph.D. and William D. Danko Ph.D
The Millionaire Mind by Thomas J. Stanley

To purchase the Get the Hell Out of Debt Course: or to learn more about the other courses Erin Skye Kelly has check out:

Sean Cooper Financial Coach Money Coach Burn your Mortgage Author Life Coach

Sean Richard Cooper

Sean Richard Cooper bought his first house at 27 years old and paid it off in three years. He is now a personal finance journalist, speaker and best selling author of his book Burn Your Mortgage.

Cooper’s Best Tips for Owning a Property:
Make a S.M.A.R.T goal.

Actually make a goal of owning a property based on the S.M.A.R.T goal acronym.
S – specific
M – measurable
A – attainable
R – realistic
T – time bound

Shop around for the best mortgage.
At the end of the day, banks are there to sell you products. Make sure you shop around for the best product for you. Do not just go with the bank you have an account with because you have been with them before.

Make sure you have money set aside for closing cost.
There are closing costs and expenses that come up when you buy a home, around 1.5 to 4 per cent of the purchase price of the property. Make sure you have allocated funds for this or it can be a stressful experience.

Biggest Money Mistakes
Relying on banks for your financial literacy. They are there to sell products and it may not be malicious, but they are there to make money. It is important to self educate where money is concerned.

Biggest Money Misconception
That it is impossible to own your own property.

Book Suggestions
The Wealthy Barber Returns by David Chilton
Findependence Day by Jonathan Chevreau

To find out more about Sean Richard Cooper visit or check out his book Burn Your Mortgage on Amazon.

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