– Emily Keller

Money. The one thing I always seem to need but never have enough of, and the one thing that controls everything, yet I don’t understand it. I don’t know anything about saving for retirement, and honestly, I don’t know much about savings accounts in general.

You’re probably reading this and thinking “What? How do you not know about savings?”. But really, I have never been good with finances.

When my mom first took me to open a bank account, I listened intently to the man explain all the different facets of having one. I kept every piece of information he gave me and read over it afterwards too. Fast forward nearly a year in the future, and I already owed 60 dollars to the bank because I tried to charge an empty account.

A few years ago, I got my first credit card! The only reason I signed up was because I really had to use the washroom and could not find a public one, but the bank teller let me use theirs once I gave in. I’ve also owed around the same amount of money on it for around a year.

Look, I am bad with money. I will not lie to you here. I spend way too much money on things I do not need, never put anything away and I am not great at keeping up with bills. Is it because no one ever taught me much? Maybe, but that is probably not the main reason. I just suck at controlling my money.

I know now with student loans and joining the workforce soon, I will have to get my act together. Unsurprisingly, I have no clue how I go about paying student loans back either, but I have really been working on it. Luckily, I have some financially intelligent people in my life to help me out. As I get older though, I know I am eventually going to be left to my own devices.

I said earlier, you’re probably reading this thinking I am pretty dumb. But on the off chance you’re just as bad at finances as me, then hopefully now you feel less alone. I’m here, I’m broke, but I am doing my best

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